Why Work with a Fee-Only Fiduciary Financial Advisor?

Unbiased guidance, always.

Trust is the cornerstone of effective financial planning. At Smith Bruer, we take pride in being fee-only fiduciary advisors, consistently placing your interests above all else. Unlike many in the financial services industry who may earn commissions or promote proprietary products, we are compensated exclusively by our clients. This enables us to offer objective advice, free from conflicts of interest.

Why It Matters

Many are surprised to learn that not all financial advisors are fiduciaries. At Smith Bruer, our fiduciary commitment is unwavering. Whether you’re in Florida, Colorado, or anywhere across the country, you can rely on guidance that is aligned with your goals—not driven by sales quotas.

What It Means to Be Fee-Only and Fiduciary

  • Fee-Only: We are compensated solely by our clients—no commissions, no third-party incentives.
  • Fiduciary: We are legally and ethically bound to act in your best interest, 100% of the time.
  • Independent: As a registered investment adviser firm, our guidance is free from corporate agendas or sales quotas.

We Believe That You Deserve Better

  • Clear, unbiased, and comprehensive financial advice.
  • A fiduciary financial advisor who puts your interests ahead of their own.
  • A financial planning relationship based on trust and transparency.
  • An evidence-based investment philosophy backed by rigorous academic research and disciplined execution.

The Fiduciary Advantage at Smith Bruer

  • Transparent, client-focused guidance.
  • No commissions. No proprietary product recommendations.
  • Personalized advice aligned with your life goals.
  • Complete alignment between your financial success and our service model.

Our fiduciary commitment is more than a regulatory standard—it’s a lasting commitment to put your interests first.

Ready to Work with a Fiduciary Advisor?