sbadmin, Author at Smith Bruer

What Evidence-Based Investing Means and Why It Matters in the Long Term

Posted on March 3, 2026 (March 3, 2026)

In a financial landscape saturated with predictions, fleeting trends, and market speculation, evidence-based investing provides a rare constant: a repeatable, scientifically-grounded framework for making investment decisions. Instead of attempting to forecast market movements, this methodology focuses on investment principles that have consistently demonstrated efficacy over extensive historical periods. This approach is firmly rooted in academic

Why Product-Focused Advice Puts Investors at Risk

Posted on November 20, 2025 (February 24, 2026)

Understanding the Risks Behind Product-Driven Financial Advice Why Product-Based Conversations Can Create Hidden Risks If your financial conversation starts with a product pitch, you should pause. Product-driven advice is often influenced by incentives that benefit the person selling the product rather than the person buying it. A fiduciary, fee-only advisor operates differently. No matter what

Choosing a Fiduciary Financial Advisor in Colorado Springs

Posted on February 5, 2025 (February 24, 2026)

One crucial step for managing your financial future lies in choosing the right financial advisor, specifically a fiduciary advisor who puts your interests first. The purpose of this guide is to equip and empower you with the knowledge to select the right advisor for your financial journey.

Do I Have Enough To Preserve and Grow Wealth?

Posted on November 14, 2025 (February 24, 2026)

Understanding the Question at the Center of Retirement Planning Why “Do I Have Enough?” Is One of the Most Important Financial Questions It is one of the most common and meaningful questions people ask as they move toward retirement or consider the next stage of life. After decades of hard work, tradeoffs, and delayed gratification,

Fee-Only vs. Fee-Based Financial Advisors: Understanding the Real Difference

Posted on February 3, 2026 (February 24, 2026)

If you are actively building long-term wealth, managing equity compensation, or undergoing a significant life transition that impacts your financial situation, the selection of a qualified financial advisor is paramount. However, many high earners overlook one of the most critical structural distinctions in financial advice: the difference between fee-only and fee-based advisors. The disparity is

Private Equity Diversification Myths: What Investors Should Know

Posted on September 19, 2025 (February 24, 2026)

Is Private Equity Really Diversifying Your Portfolio? Private equity is often positioned as a smart way to diversify beyond public markets. And in some cases, it can be. However, not all private equity investments offer the diversification many investors assume. In fact, without careful evaluation, adding private equity to your portfolio may increase concentration risk,

4 Reasons Organizations are Embracing Pooled Employer Plans (PEPs)

Posted on February 4, 2025 (February 24, 2026)

The associated administrative burdens and fiduciary responsibility have made managing traditional retirement plans difficult and cumbersome. Pooled Employer Plans (PEPs) have emerged as a game-changer, offering a simplified and cost-effective solution for organizations to provide their employees with a valuable retirement benefit.

Selecting a Financial Advisor in 2026: Distinguishing Trust From Sales

Posted on January 3, 2026 (February 3, 2026)

The process of selecting a financial advisor has become increasingly complex. Titles are often ambiguous, promises can be compelling, and nearly every provider asserts they act in your best interest. However, in 2026, trust is not merely a function of personality or portfolio performance; it is fundamentally rooted in professional structure, transparent practices, and the

Questions to Ask Before Hiring a Financial Advisor

Posted on July 14, 2025 (December 22, 2025)

Because your future deserves more than a sales pitch. When you’re at a stage in life where you’re actively building wealth—through career growth, equity compensation, business ownership, or strategic investments—you don’t need a salesperson. You need a financial partner. A true advisor. But how do you know if the person sitting across the table—or on

What It Really Means To Work With a Fiduciary Financial Advisor

Posted on November 11, 2025 (November 20, 2025)

Understanding Fiduciary Standards and Evidence-Based Advice Objective Financial Guidance Starts With the Fiduciary Standard Choosing a financial advisor can feel overwhelming, especially when terms like fiduciary, fee-based, and fee-only sound similar but come with very different levels of obligation. This video walks through what it means to work with a fiduciary financial advisor who is

sbadmin

Posts by sbadmin